Personal Insurance Policies

Spirit Insurance is committed to safeguarding what's important to you. As a family-owned insurance agency with over 35 years of experience, we've been a trusted partner in the Babylon, NY community since 1990. Our team specializes in creating personalized insurance solutions that align with your specific needs and budget. We provide a comprehensive range of personal insurance policies, covering everything from auto and home to life and health, ensuring you have protection in all areas of your life.

Our focus on customer satisfaction sets us apart. We offer complimentary same-day quotes, discounts for multiple policies, and a price comparison service to ensure you get the best value. Our bilingual staff can assist you in both English and Spanish, helping you fully grasp your coverage options. We collaborate with respected insurance providers such as Travelers, National General, MAPFRE, and MetLife to offer you competitive rates. Reach out to Spirit Insurance today to secure your future and protect your assets with confidence.

Our auto insurance policies provide comprehensive protection on the road. We offer various coverage options, including liability, collision, and comprehensive protection. Drive confidently knowing you're well-insured at a competitive rate.

We offer diverse health insurance plans for individuals and families. Our knowledgeable agents will help you navigate health coverage options, ensuring access to quality healthcare that fits your budget.

Homeowners Insurance

Safeguard your home with our comprehensive homeowners insurance. Our policies cover your dwelling, personal property, and liability. We also offer guidance on additional coverages like flood insurance through the NFIP.

Life Insurance

Protect your family's financial future with our life insurance policies. We provide free consultations to determine the right coverage for you, offering both term and whole life policies at affordable rates.

Property Insurance

We offer robust protection for homes, condos, and investment properties. Our agents will help you choose the right coverage to protect your assets against damage, theft, and liability claims.

Renters Insurance

Protect your belongings and cover liability with our affordable renters insurance. We'll help you find the right balance of coverage and cost.

Umbrella Insurance

Our umbrella insurance provides extra liability coverage beyond standard policies. It offers additional financial security in today's litigious environment.