About

Spirit Insurance provides customized insurance coverage for home, flood, auto, recreational, commercial/business, commercial auto, life and health insurance. Ask us about financial planning as well as multi-line discounts. Come in today for a free, personalized quote. We're happy to meet with you and have a no-pressure conversation.

Year Established

1990

Products

Services

• Flood Insurance
• Business Insurance
• Umbrella Insurance
• Health Insurance
• Financial Planning
• Motorcycle Insurance
• Recreational Insurance

Specialties

• Insurance
• Home Insurance
• Auto Insurance
• Boat Insurance
• Life Insurance

Business Hours

Saturday by Appointment Only

Holiday Hours

• Monday, May 26, 2025 : Closed
• Friday, July 4, 2025 : Closed
• Monday, September 1, 2025 : Closed

Associations

• FEMA (Federal Emergency Management Agency)
• NFIP (National Flood Insurance Program)

Brands

• Travelers Insurance
• National General Insurance
• MAPFRE Insurance
• Occidental Insurance
• Kingstone Insurance
• Interboro Insurance Group
• Ocean Harbor Casualty Insurance
• Cabrillo Coastal General Insurance Agency
• MetLife
• Safeco Insurance
• Mercury Insurance

Pickup and Delivery

Payment Options

• American Express
• Cash
• Check
• Discover
• Financing
• Invoice
• MasterCard
• Visa

Languages

• English
• Spanish

Good to Know