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We specialize in saving you money on Waterfront Home and Flood Insurance. 

Living on Long Island is a wonderful experience, but every home or business is at risk of coastal flood that can happen anywhere at anytime. Just a few inches of water can cause thousands of dollars in damages, that are not covered under home and business insurance policies. Our staff of experienced flood underwriters are Long Islanders,  who experienced the wrath of Superstorm Sandy first hand.  Our extensive knowledge of the current laws in effect with FEMA and our knowledge of the procedures and requirements in place for obtaining the correct flood zones and premiums, enable us to obtain the lowest flood rates available.

For over 25 years we have provided our services to homeowners, commercial property owners, property managers, homeowners associations, condominium associations, and real estate professionals. Contact us to put our team of Flood professionals to work for you.

Homeowners Insurance Quote Forms

Looking for Waterfront &  Flood coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates. 

Flood Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below. 

Thank you for your interest in Spirit Insurance. If you are ready to begin your insurance quote, click on the form above or call one of our experienced agents at 631.595.1200.

Providing home insurance to residents throughout New York and Long Island, including: West Islip, Babylon, Lindenhurst, Islip, East Islip, Dix Hills, North Babylon, West Babylon, Deer Park, Bay Shore, Amityville, Brightwaters, Oakdale, Sayville, Bayport, Northport, Huntington, Farmingdale, Melville and Copiague, New York.
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1161 Deer Park Ave
North Babylon, NY 11703
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